How It Works
Financial literacy.
Every learner.
Every day.
Turn financial concepts into real practice—with a classroom economy that connects money skills, workplace behavior, and growing independence.
A timely opportunity.
A practical place to start.
Beginning in 2026–27, Pennsylvania schools must provide a standalone personal finance course of at least 0.5 credit in grades 9–12.
Bankability supports aligned instruction with accessible, repeated practice. Districts determine course design and implementation.
View Pennsylvania’s guidancePlanning your Ready to Learn investment?
Foundation & Adequacy applications are due October 16, 2026.
Digitability and Bankability may support allowable Ready to Learn activities, including career readiness, experiential learning, inclusion for students with disabilities, and academic or behavioral multitiered supports. Ask your district’s grant administrator to confirm the proposed use and purchase eligibility.
Practice that becomes part of the day.
Earn It
Participating, staying on task, and following directions earn dollars for a virtual bank account.
Track the Balance
Balances grow with every deposit and shrink with every purchase—real money math, every day.
Shop or Save
Students choose: spend on rewards now, or save for something bigger.
Payday & Pay Stubs
On the 1st and 15th, students review their pay stub and connect behaviors to earnings.
Read the Statement
Monthly reviews track earning, spending, and saving—and compare receipts to catch errors.
Budget & Set Goals
Students plan for bills, savings, and purchases, then ask: “Am I getting closer to my goal?”
Lasting habits.DailyEarn dollarsWeeklyShop + check accountsPaydayDeposit + pay stubMonthlyStatement + budget
Bring Pennsylvania’s financial literacy requirements to life.
Digitability has something for every single one of my students.
Educator feedback about the Digitability program.
Build Positive Behavior.
Grow Independence.
Our workplace behavior model connects financial practice with positive reinforcement, self-regulation, action planning, and self-advocacy—helping students build skills for school, work, and everyday life.
Explore Our Workplace Behavior Model ↗Build a plan for
your classrooms.
Tell us about your students, classrooms, and goals. Request a personalized quote and explore the implementation options that fit your school.
- Classroom and schoolwide licensing
- Flexible implementation pathways
- Differentiated resources and supports
- Teacher onboarding and coaching options
Request a Free Quote
Share your program needs to get pricing for your school.