Bankability by Digitability

Teach Financial Literacy Through Daily Classroom Routines

Originally designed for students with significant support needs, these routines and resources can be adapted for virtually any classroom.

The Big Picture

Bankability provides classrooms with daily earning, banking, spending, and accountability routines that turn everyday classroom experiences into opportunities to build self-regulation, financial literacy, and workplace readiness skills. Using Bankability's virtual banking platform, educators can seamlessly integrate these essential life skills into one engaging, easy-to-implement system students experience every day.

Watch: Bankability Overview

~3 min

Bankability starts with a simple classroom economy that is easy for both teachers and students to implement. Students earn dollars for demonstrating foundational workplace behaviors, participate in banking and payday routines, and begin connecting their choices to real-world outcomes. As students master these routines, additional implementation pathways and workplace readiness skills can be introduced to support continued growth and accountability.

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Introduce the System

Students become employees with virtual accounts

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Earn Dollars

Behavior = income

📊
Build Routines

Payday, shopping, bank statements

📈
Track & Reflect

Goals, balances, account health


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What Students Learn in Level 1

Workplace Culture: Building the Foundation

Positive narration, consistent reinforcement, and the three core behaviors that unlock the system.

Bankability account screen with dollar bills

Earn Through Workplace Behaviors

Every dollar earned deposits directly into students' virtual Bankability accounts — making the connection between behavior and income immediate and real.

Bankability bank statement

Practice Money Skills with the Bankability System

Students check their account balance, review bank statements, make purchases in the classroom store, and learn to pay bills — just like in the real world.

Bankability worksheets

Understand How Behavior Drives Financial Outcomes

Consistent behavior builds savings. Poor choices impact account health. Students see this play out every payday, every bank statement, every shopping day.

Rocket

It's Easy to Get Started!

Most classrooms begin by rewarding just three foundational behaviors: Participating, On-Task, and Following Directions.

Every Bankability classroom also receives personalized 1:1 implementation coaching throughout the year. Your dedicated coach helps you create the right earning, banking, and accountability routines for your students — so you're never implementing alone.

A Classroom Economy That Runs Itself — Every Day, Every Week, Every Month

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Daily
📅
Weekly
📊
Monthly
💵 Award dollars
Distribute dollars consistently tied to workplace behaviors every period.
💬 Positive narration
Use narration tied to behaviors to redirect and reinforce expectations.
🔁 Reinforce language
Use consistent earning language and expectations throughout every class period.
🧩
Built for Every Learner
Bankability adapts to diverse communication, cognitive, and support needs — with your coach's help from day one.
🛍️ Shopping time
Scheduled opportunity for students to spend earned dollars in the classroom store.
💰 Account check
Review balances, reflect on spending choices, and check progress toward goals.
🎯 Weekly reflection
Students reflect on financial decisions and goal progress.
"Am I getting closer to my goal?"
📈
Flexible Participation
Students engage at their own level — from fully guided to self-directed — across earning, spending, and reflection.
1st & 15th
💸 Payday routine
Receive deposit and review paystub.
5th of month
📄 Bank statement review
Review all spending, saving, and earning activity.
Mid-month
📈 Account health check
Monitor earning behavior trends.
"Are earning behaviors improving? Bills paid? Saving?"
End of month
📊 Goal setting + budgeting
Set behavior-based financial goals and adjust a simple budget.
📦
Get Your Free Level 1 Resource Pack Scavenger Hunt · Account Balance Activity · Payday Calendar · Pay Stub Lesson · Routines Guide
🎁 Get Free Resources

Coming Next

Interested in Taking It Further?

The basics are just the beginning. Bankability can expand into additional workplace behaviors, self-regulation, self-advocacy, and financial accountability through implementation pathways designed to support students across a wide range of abilities and support needs.

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Workplace Behaviors Expanded beyond the 3 foundational behaviors
⚖️
Financial Accountability Behavior choices impact account balances
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Self-Regulation Replacement strategies students actually use
Explore Level 2 ↗

Bankability by Digitability

See Bankability in Action — Get a Free Quote

Tell us about your program and we'll show you how Bankability fits your classroom, school, or district.