Welcome to Bankability

Unit 1: Understanding the Bankability System

Before setting up your classroom economy, take a few minutes to understand how Bankability works, what makes it effective, and which implementation track is the right fit for your classroom. This will shape everything that comes next.

Start Here

Watch the Bankability Overview

What is Bankability?

Bankability is a classroom economy system that uses earning, saving, and spending to reinforce positive behaviors while building real-world financial literacy skills.

Students earn classroom dollars for behaviors like participation, following directions, and staying on task. They then save, spend, and make choices — learning the foundations of financial responsibility along the way.

  • Reinforces positive behavior through earning
  • Increases student motivation and engagement
  • Introduces real-world financial concepts
  • Flexible for any classroom setting
  • Scales from simple to more comprehensive implementation
Watch the full overview before moving on — it will help you understand the big picture while considering which implementation path is the right fit for your classroom.
Choose Your Track

Three Ways to Implement Bankability

Bankability is designed to meet you where you are. Whether you want a simple behavior reinforcement tool or a full life skills curriculum, there is a track for your classroom.

PBIS Track

Baseline Classroom Economy

Best Fit: Middle & High School PBIS Classrooms

  • Core Bankability routines with minimal setup
  • Students earn Bankability dollars for behavior and task completion
  • Teachers add or deduct earnings based on expectations
  • Students save and spend earnings in classroom store opportunities
  • Students complete monthly reflection
✓ Simple entry point
PBIS+ Track

Expanded Reflection & Workplace Skills

Best Fit: Special Education, EF, or ED Classrooms

  • Adds reflection routines and workplace skill connections
  • Includes mid-month reflection routines
  • Students complete account health checks
  • Students review bank statements and financial choices
  • Teachers use Workplace Connection Activities from Social Economy lessons
✓ Builds executive functioning
Life Skills Track

Life Skills / Transition Implementation

Best Fit: Transition Programs & Life Skills Classrooms

  • Full implementation of lessons and financial routines
  • Teachers implement Social Economy lessons
  • Students practice budgeting and financial decision-making
  • Teachers run weekly banking routines
  • Full use of Bankability resources and curriculum
✓ Supports transition readiness

These Tracks Build on Each Other

You don't have to choose your final destination right now. Many teachers start with the PBIS track to build confidence and momentum, then expand into PBIS+ or Life Skills as their comfort grows.

Start Here

PBIS Track — build your foundation with core routines and behaviors

Level Up

PBIS+ Track — add reflection, workplace skills, and deeper engagement

Full Implementation

Life Skills Track — comprehensive curriculum with budgeting and transition skills

Not sure which track fits? Start with PBIS. Every teacher begins here, and your coach will help you decide when and whether to expand. You can always grow into a higher track — you never have to start over.
Your Next Step

Which Track Is Right for Your Classroom?

Consider your classroom type, your students' needs, and how much time you have to implement. Select the track below that feels like the best starting point — your coach will confirm your choice during your first coaching call.

I'm Starting with PBIS I Want PBIS+ I Need Life Skills

Not sure yet? That's OK — your coach will help you decide.
Continue to Unit 2 to begin your setup.